Yatra SBI Credit Card Review

The Yatra SBI Card is a travel credit card and offers many benefits, especially for frequent travelers. To know more about it, read further!

Features and Benefits

Welcome GiftBy paying the first annual fee, you get welcome vouchers,
Get Yatra.com vouchers worth Rs. 8,250 on joining,
Reward BenefitsEarn 6 Reward Points per 100 spent on Departmental Stores, Grocery, Dining, Movies, Entertainment (Up to 5000 Reward Points per month) and International spends (Up to 5000 Reward Points per month),
Fuel Surcharge WaiverGet a 1% fuel surcharge waiver across all pumps in India, on transactions of Rs. 500 – Rs. 4,000, exclusive of GST and other charges,
Travel benefitsEnjoy Rs. 1,000 off on domestic flight bookings. Min. trxn of Rs. 5,000,
Rs. 4,000 off on international flight bookings. Min. trxn of Rs. 40,000,
Complimentary Insurance CoverComplimentary Air Accident insurance of INR 50 Lakhs,
Add-on cardsEmpower your family members above the age of 18 with add-on cards.
Cash on the GoWithdraw cash from over 1 million Visa or MasterCard ATMs across the globe.
FlexipayConvert your transactions in easy monthly installments. 
Easy MoneyGet a draft or cheque against your cash limit and get it delivered to your doorstep.

Fees and Taxes

The charges for this card are:

Annual FeeRs 499 + GST
Renewal FeeRs 499 + GST
Extended Credit ChargesUp to 3.50% per month [42% per annum]
Late Payment Fee*Less than Rs. 500 – NilRs. 500 up to Rs. 1,000 – Rs. 400Rs. 1,000 up to Rs. 10,000 – Rs. 750Rs. 10,000 up to Rs. 25,000 – Rs. 950Rs. 25,000 up to Rs. 50,000 – Rs. 1,100Amount over Rs. 50,000 – Rs. 1,300

Eligibility criteria

To apply for this card, you have to present these documents:

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  • Proof of Income: The latest one salary slip, Latest Form 16, Last 3 months’ bank statement.