Tata Neu Plus HDFC Bank Credit Card Review

The Tata Neu Plus HDFC Bank Credit Card is a good option if you are looking for reward points. This card offers two variants: the Tata Neu Plus HDFC Bank Credit Card and the Tata Neu Infinity HDFC Bank Credit Card.

If you want to know more about this product, keep reading!

Features and Benefits

This card comes with the following features and benefits:

  • Welcome Benefits,
  • Reward Points,
  • Lounge Access,
  • Fuel Surcharge Waiver,
  • Renewal Offer,
  • Contactless Payment.

Welcome Benefits

You can avail  Rs.499 NeuCoins and Rs.1,499 NeuCoins on Tata Neu App as reversal of 1st year membership fees, with both cards available.

Reward Points

Get Reward Points and redeem them while purchasing on  the Tata Neu App/website for top brands. Remember that  1 NeuCoin=Re 1.

Lounge Access

With the Tata Neu Plus HDFC Bank Credit Card, you can get 4 complimentary domestic lounge access per calendar year (1 in a quarter). You will be charged Rs. 2 (VISA/RuPay) for lounge access under this variant.

With the Tata Neu Infinity HDFC Bank Credit Card, you can get Tata Neu Infinity HDFC Bank Credit Card.

Fuel Surcharge Waiver

Get 1% fuel surcharge waiver at all fuel stations across India.

(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

Renewal Offer

Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.

Eligibility Criteria

To apply for this card, consider the following criteria:

  • Age: Min 21 years & Max 60 Years, if salaried and Min 21 years & Max 65 Years if self employed.
  • Documents required: the documents required are
  1. Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
  1. Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  1. Proof of Income: The latest one or 2 salary slips (not more than 3 months old), Latest Form 16, and the last 3 months’ bank statement.

Fees and Taxes

This card comes with the following fees:

Joining Fee/Renewal FeeTata Neu Plus HDFC Bank Credit Card: Rs. 499+ TaxesTata Neu Infinity HDFC Bank Credit Card: Rs. 1,499+ Taxes
Cash Advance Limit40% of the total credit limit
Late Payment ChargesFor Statement Balance:Less than Rs. 100: NilRs. 100 to Rs. 500: Rs. 100Rs. 501 to Rs. 5,000: Rs. 500Rs. 5,001 to Rs. 10,000: Rs. 600Rs. 10,001 to Rs. 25,000: Rs. 800Rs. 25,001 to Rs. 50,000: Rs. 1,100More than Rs. 50,000: Rs. 1,300

To apply for this card, click here!