The Smart Credit Card provided by the Standard Chartered Bank, offers many exclusive benefits for those who are specially looking for cashback. To know more about it, keep reading!
Features and Benefits
| Cashback on all your online spends | Enjoy 2% cashback on all your Online spends, up to a maximum of Rs 1000 per month. |
| Cashback for diverse transactions | Get 1% cashback on your other spends, up to a maximum of Rs 500 per month. The benefit is not valid for fuel spends. |
| Extended Interest-free Credit Period | Enjoy an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due. |
| Special Interest rate for EMI plans | Convert your transactions into EMIs at a interest rate of 0.99% per month at Nil processing fees. |
Fees and Taxes
The charges for this card are:
| Joining/First year annual fee | INR 499 + GST waived as a Special Offer (Not applicable for existing SCB credit card holders). |
| Renewal fee from second year | INR 499 + GST |
| Late Payment Charges | For Statement Balance:Up to Rs. 100 – NilRs. 101 to Rs. 500 – Rs. 100Rs. 501 to Rs. 5,000 – Rs. 500Rs. 5,001 to Rs. 15,000 – Rs. 700Rs. 15,001 to Rs. 25,000 – Rs. 800Above Rs. 25,000 – Rs. 1,200 |
| Finance Charges | 3.75% per month| 45% per annum |
Eligibility Criteria
To apply for this card, consider these criteria:
- Age: 18 to 65 years.
The required documents are:
- Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID,
Overseas Citizen of India Card, Person of Indian Origin Card, Job card
issued by NREGA, Letters issued by the UIDAI,
- Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
- Proof of Income: The latest one salary slip, Latest Form 16, Last 3 months’ bank statement.
Click here to apply!