Standard Chartered Platinum Rewards Credit Card Review

The Platinum Rewards credit card, provided by the Standard Chartered bank, is a product that has as a key feature easy reward points, besides other benefits. To know more about the Platinum Rewards Credit Card, keep reading!

Features and Benefits

More RewardsGet 4 reward points per INR 150 spent on all Retail spends.
Bonus RewardsEnjoy 4 additional reward points per INR 150 on monthly Retail spends* above INR 20,000 (max. 2000 bonus reward points per statement cycle)
1x RewardsAvail 1 reward point on every INR 150 spent on Government and Insurance categories.
First Year Free CardYou won’t pay any joining fees! 2nd Year onwards the annual fees to be reversed on spends of INR 3,00,000 or more in the previous year. 
Lounge AccessYou can enjoy one domestic lounge access per calendar quarter.
Fuel Surcharge WaiverGet a 1%  Fuel Surcharge waiver on all fuel spends.

Other features:

  • Supplementary Credit Cards,
  • Contactless credit card,
  • Secure online transactions,
  • Digital payment solutions,
  • Online Banking and SC Mobile,
  • Kuch Bhi on EMI,
  • Balance transfer,
  • Balance EMI,
  • Dial-a-loan.

Fees and Taxes

These are the charges for the EaseMyTrip Credit Card:

Joining FeeNil
Annual FeeRs. 1000 + GST (reversed on spending Rs. 300,000 in the preceding year)
Finance Charges3.75% p.m. (45% p.a.)
Late Payment Charges*For outstanding balance:Less than Rs. 100 – NilBetween Rs. 101 and Rs. 500 – Rs. 100Between Rs. 501 and Rs. 5,000 – Rs. 500Between Rs. 5,001 and Rs. 10,000 – Rs. 700Between Rs.10,001 and Rs.25,000 – Rs. 800More than Rs. 25,000 – Rs. 1,200

Eligibility Criteria

Consider these criteria to apply for this card:

  • Age: you must be between the age of 18 and 65,
  • Income: applicants must have a stable monthly income.

The demanded documents are:

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID,

     Overseas Citizen of India Card, Person of Indian Origin Card, Job card

issued by NREGA, Letters issued by the UIDAI,

  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  • Proof of Income: The latest one salary slip,
  • For self employed businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof,
  • For self employed professionals:  Latest IT Returns, Business Continuity proof.

Click here to apply!