SC Ultimate Credit Card Review

The Standard Chartered Ultimate credit card is an interesting option for frequent travelers: this card offers very exclusive benefits, such as discounts on traveling, dining and lifestyle. To know more about it, read further!

Features and Benefits

This card offers the following benefits:

  • Ultimate Rewards,
  • Foreign currency markup,
  • Travel Benefits,
  • Lifestyle Benefits.

besides these features:

  • Supplementary Credit Cards,
  • Contactless credit card,
  • Secure online transactions,
  • Digital payment solutions,
  • Online Banking and SC Mobile,
  • Kuch Bhi on EMI,
  • Reward points,
  • Balance transfer.

Ultimate Rewards

Get  5 reward points on every INR 150 spent and get maximum benefit, with 1 reward point equal to Re 1.

Foreign currency markup

Access a reduced foreign currency markup fee of 2% on all foreign currency transactions.

Travel Benefits

Get 5% cashback on duty free spends and access to over 1000 airport lounges across the world.

Lifestyle Benefits

Enjoy complimentary access to premier golf courses in the country.

Supplementary Credit Cards

This feature extends the access of the benefits of the card to your family members, by getting them lifetime free Supplementary credit cards.

Fees and taxes 

This card comes with the following charges:

Joining feesRs. 5,000
Renewal feesRs. 5,000
Supplementary cardNil
Supplementary card – Renewal feesNil

Eligibility Criteria

If you want to apply for this card, consider the following criteria:

  • Age: you must be between the age of 21 and 65,
  • Income: you must have a stable monthly income,

The demanded documents are:

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID,

     Overseas Citizen of India Card, Person of Indian Origin Card, Job card

issued by NREGA, Letters issued by the UIDAI,

  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  • Proof of Income: The latest one salary slip,
  • For self employed businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof,
  • For self employed professionals:  Latest IT Returns, Business Continuity proof.

To apply for this card, click here!