SBI Air Signature Credit Card Review

The Air Signature Credit Card, provided by the SBI Bank, is an exciting alternative for those who seek a travel credit card. To know more about these benefits and conditions, keep reading!

Features and Benefits

This card comes with the following benefits:

  • Welcome Benefits,
  • Reward Points,
  • Airport lounge Access,
  • Fuel Surcharge Waiver,
  • Global Acceptance,
  • Add-on cards,
  • Easy Bill Pay Facility,
  • Balance Transfer on EMI,
  • Railway Ticket Booking.

Welcome Benefits

Get a welcome  gift of 20,000 Reward Points will be credited in 15 days from the date of annual fee payment posting.

Reward Points

With this card, you can get:

  • Reward points for every Rs. 100 spent,
  • Up to 1,00,000 bonus Reward points annually.

Basically, the conversion system works like this:

Annual Retail SpendBonus Reward PointsCumulative Bonus Reward Points
Rs. 5 lakh20,00020,000
Rs. 10 lakh30,00050,000
Rs. 20 lakh50,0001,00,000
  • Up to 30 Reward Points for every Rs. 100 spent on Air India tickets booked through

Airport lounge Access

This benefit offers a complimentary Priority Pass, which allows the cardholder to enjoy International Airport Luxury Lounge Access to over 600 airport lounges. You can also enjoy 8 complimentary visits per year to Domestic VISA Lounges in India (Max. 2 visits per quarter).

Fuel Surcharge Waiver

By purchasing fuel worth Rs. 500 to Rs. 4,000 with your SBI Card, you get a 1% fuel Surcharge Waiver.  

Railway Ticket Booking

Book railway tickets online and get  them delivered! To do that, follow these steps:

  1. Go to,
  2. Register,
  3. Log in with your username and password,
  4. Follow instructions on the website to make your reservations,
  5. Make payments through your SBI Card at the payment gateways that accept a Visa Card.

Fees and Taxes 

Annual FeeRs. 4,999
Renewal FeeRs. 4,999
Finance ChargesUp to 3.50% per month [42% per annum]
Late Payment Charges*For Statement BalanceLess than Rs. 500 – NilRs. 500 up to Rs. 1,000 – Rs. 400Rs. 1,000 up to Rs. 10,000 – Rs. 750Rs. 10,000 up to Rs. 25,000 – Rs. 950Rs. 25,000 up to Rs. 50,000 – Rs. 1,100Amount over Rs. 50,000 – Rs. 1,300

Eligibility Criteria

To apply for the SBI Signature Credit Card, you must consider the following criteria:

  • Income: Rs. 60,000 per month

The documents required are:

  1. Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
  1. Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  1. Proof of Income: The latest one or 2 salary slips (not more than 3 months old), Latest Form 16, and the last 3 months’ bank statement.

To apply, click here!