The Monthly Treats Credit Card, provided by the RBL Bank, is an entry level credit card, which means that even young customers/students can access its benefits! To know more about it, keep reading this article!
Features and Benefits
This card offers the following advantages:
| Monthly Treats | Next month’s fee of Rs. 75 +GST is waived off on crossing spends of Rs. 3,000 in a calendar month,Avail a 10% cashback (up to Rs. 100 per month) on all grocery transactions for the month,Enjoy a 10% cashback on BookMyShow, Swiggy & Utility bill payments through RBL MyCard app for the month (up to Rs. 100 per month per category). |
| Rewards | You earn 2 Reward Points for every Rs. 100 spent on all online purchases. |
| Fuel Surcharge Waiver | The waiver is valid for fuel transactions between Rs. 500 and Rs. 4,000, across all fuel stations in India. Maximum waiver of Rs. 100 per month. |
Fees and Taxes
The charges for this card are:
| Finance charges | Up to 3.99% per month |
| Cash Advance Transaction fee | 2.5% of the cash amount (subject to a minimum amount of Rs. 500) |
| Add-on card fee | Nil |
| Cash payment at branches | Rs.250 per cash deposit |
| Late payment fee | 15% of the total amount due subject to a maximum of Rs.1,500 |
| Overlimit penalty | Rs.600 |
| Foreign Currency mark-up | Up to 3.50% |
Eligibility Criteria
If you want to apply for this card, consider the following criteria:
- Age: 18 to 70 years old.
The demanded documents are:
- Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID,
Overseas Citizen of India Card, Person of Indian Origin Card, Job card
issued by NREGA, Letters issued by the UIDAI,
- Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
- Proof of Income: The latest one salary slip, Latest Form 16, Last 3 months’ bank statement.
Click here to apply!