RBL Monthly Treats Credit Card Review

The Monthly Treats Credit Card, provided by the RBL Bank, is an entry level credit card, which means that even young customers/students can access its benefits! To know more about it, keep reading this article!

Features and Benefits

This card offers the following advantages:

Monthly TreatsNext month’s fee of Rs. 75 +GST is waived off on crossing spends of Rs. 3,000 in a calendar month,Avail a 10% cashback (up to Rs. 100 per month) on all grocery transactions for the month,Enjoy a 10% cashback on BookMyShow, Swiggy & Utility bill payments through RBL MyCard app for the month (up to Rs. 100 per month per category).
RewardsYou earn 2 Reward Points for every Rs. 100 spent on all online purchases.
Fuel Surcharge WaiverThe waiver is valid for fuel transactions between Rs. 500 and Rs. 4,000, across all fuel stations in India. Maximum waiver of Rs. 100 per month.

Fees and Taxes

The charges for this card are:

Finance chargesUp to 3.99% per month
Cash Advance Transaction fee2.5% of the cash amount (subject to a minimum amount of Rs. 500)
Add-on card feeNil
Cash payment at branchesRs.250 per cash deposit
Late payment fee15% of the total amount due subject to a maximum of Rs.1,500
Overlimit penaltyRs.600
Foreign Currency mark-upUp to 3.50%

Eligibility Criteria

If you want to apply for this card, consider the following criteria:

  • Age: 18 to 70 years old.

The demanded documents are:

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID,

     Overseas Citizen of India Card, Person of Indian Origin Card, Job card

issued by NREGA, Letters issued by the UIDAI,

  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  • Proof of Income: The latest one salary slip, Latest Form 16, Last 3 months’ bank statement.

Click here to apply!