Miles and More Axis Bank Credit Card Review

The Miles and More credit card, provided by Axis Bank, offers many benefits for those who really enjoy traveling. These benefits include, for example, membership to the Miles & More Club.

If you want to know more about it, keep reading!

Features and Benefits

This card offers the following benefits:

  • Unlimited and never expiring miles,
  • Access to airport lounges,
  • 24×7 Dedicated Concierge Desk,
  • Insurance Benefits,
  • Dining Delights,
  • Surcharge waiver,
  • Convert purchases to EMI.

Unlimited and never expiring miles

With this card, you earn Bonus Welcome award miles on your first transaction and a priority pass.

Access to airport lounges

You can avail of 2 complimentary visits to Priority Pass lounges in a year if you have the Axis Bank Miles & More World Credit Card. If you have the Axis Bank Miles & More Select Credit Card though, you can avail of 4 complimentary visits to Priority Pass lounges in a year.

24×7 Dedicated Concierge Desk

Get specialized assistance on booking your flights, reservation tables or exclusive events, gift deliveries, and a lot more!

Dining Delights

Enjoy the best restaurant in India with a minimum discount of 15% off.

Surcharge waiver

Get a 1% surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 at all petrol pumps in India.

Fees and Taxes

This great credit card comes with the following fees:

ChargesAxis Bank Miles and More World Credit CardAxis Bank Miles and More Select Credit Card
Joining FeeRs.3,500Rs.10,000
Annual FeeRs.3,500Rs.4,500
Finance Charges2.95% p.m. | 41.75% p.a.
Late Payment FeeFor Outstanding Amount-Less than Rs. 500: NilFrom Rs. 501 to Rs. 5,000: Rs. 500From Rs. 5,001 to Rs. 10,000: Rs. 750Greater than Rs. 10,000: Rs. 1,200

Eligibility Criteria

Consider the following aspects to apply for this card:

  • Age: you must be between the ages of 18 and 70 years,
  • Documents required: the documents required are
  1. Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
  1. Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  2. Proof of Income: The latest one or 2 salary slips (not more than 3 months old), Latest Form 16, and the last 3 months’ bank statement.