The IRCTC credit card, provided by the Bank of Baroda, is a great option for clients who take train journeys often. For this, this product is designed to offer complimentary services, rewards, benefits and experiences of traveling by train.
To know more about it, keep reading!
Features and Benefits
| Reward Points | Get 1000 Reward Points on single transaction of ₹1000 or more within 45 days of card issuanceAnd 2 Reward Points for every ₹100 spent in Other Categories including train ticket purchases on IRCTC Website and Mobile App . |
Key Features
- 1% Fuel Surcharge Waiver,
- Smart EMI Options,
- 3 Free Add-on cards,
- In-built insurance cover,
- Zero liability on lost card,
- Interest free credit facility,
- Revolving credit facility.
Fees and Taxes
The charges for this card are:
| First Year Fee (levied in the first statement) | Rs.500 |
| Annual Fee (subsequent years) | Rs.350 |
Eligibility Criteria
To apply for The Sentinel Credit Card, consider these criteria:
- You should be an Assam Rifles Personnel.
- Your age should be above 18 years.
- Income: Salaried/Self-employed with an income >=₹3.6 L for Salaried and >= ₹4.8 L for Self-employed segment.
- You might also need to have a decent credit score.
The required documents can be:
- Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
- Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
- Proof of being an Indian Army Personal,
- Proof of Income: Salary slip/latest bank statements.
To apply for The IRCTC Credit Card, click here!