HDFC BANK Diners Club Privileges Credit Card Review

The Diners Club Privilege is a credit card provided by the HDFC Bank for those who enjoy traveling. This card offers many exciting benefits, such as dining privileges and wellness benefits. To know more about it, keep reading!

Features and Benefits

Key FeaturesEnjoy Complimentary Annual memberships of Amazon Prime, MMT BLACK,  Times Prime and Swiggy One, as well as complimentary Ola cabs | Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 40,000 every month,
Avail 4 Reward Points for every ₹ 150 spent and up to 0X RP on spends via SmartBuy,
Get 2X Reward Points on weekend dining and complimentary Golf games across the finest courses in the world ( 2 per quarter).
Additional FeaturesTravel benefits: Book flight tickets / hotels across 150+  airlines and choose your hotels,
Wellness Benefits: Exclusive discounts at leading spas, salons, gyms and other wellness retreats,
​​Dining privileges: 2X on weekend dining,
Interest Free Credit Period: Up to 50 days of interest free credit period on your HDFC Bank Diners Club Privilege Credit Card from the date of purchase,Credit liability cover: ₹ 9 lakh,
Foreign Currency Markup: 2% on all your foreign currency spent.(These charges will be billed on your subsequent statement within 60 days of the date of visit. Currency conversion rate is applicable as on the date of settlement),
Revolving Credit: Available at a nominal interest rate on your HDFC Bank Diners Club Privilege Credit Card. 
ConciergeEnjoy the exclusive 24/7 Concierge Services on your HDFC Bank Diners Club Privilege Credit Card.
Lounge AccessEnjoy 12 Complimentary Airport lounge access to 1000+ Lounges in India and worldwide  for primary and add-on card members in a calendar year. 
Fuel Surcharge WaiverGet a 1% fuel surcharge waiver at all fuel stations across India.
Milestone BenefitSelect any 1 benefit amongst Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 40,000.
Annual Spend based benefitGet complimentary annual memberships of Amazon Prime, Swiggy One, MMT BLACK,  Times Prime can also be availed upon achieving annual spend milestone of ₹ 5 Lakhs at the time of card anniversary.
Renewal OfferSpend ₹ 3L in 12 Months and get Renewal Fee waived for next renewal year.
Smart EMIConvert your big spends into EMI after purchase.
Insurance/Comprehensive protection & Nominee details for InsuranceAir accident insurance cover worth ₹ 1 crore,Emergency overseas hospitalization: ₹ 25 Lacs,Travel Insurance Cover of up to INR 50,000 on baggage delay,Credit Liability Cover of up to ₹9 Lakh.   

Fees and Charges

Annual FeeRs.2,500
Late Payment Fee:Less than Rs.100 – NilRs.100 – Rs.500 – Rs.100Rs.501 – Rs.5,000 – Rs.400Rs.5,001 – Rs.10,000 – Rs.500Rs.10,001 and above – Rs.750

Eligibility Criteria

  • Age: from 21 to 60 years old
  • Income:
    • Salaried Indian: Rs 70,000 per month,
    • Self Employed Indian:  ITR > Rs 8.4 Lakhs per annum.

Documents required:

  • Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
  • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  • Proof of Income: The latest one or 2 salary slips, Latest Form 16, Last 3 months’ bank statement.