Flipkart Axis Credit Card Review

The Flipkart Credit Card, provided by Axis Bank, is an excellent option for those who seek cashback: with this product, you can get up to 5% cashback on Flipkart, Myntra, and other partner websites and 1.5% flat cashback on all additional spending. 

To know more about it, keep reading!

Features and Benefits

The Flipkart Axis Credit Card comes with the following features:

  • Welcome Benefits,
  • Cashback in every transaction,
  • Airport Lounge Access,
  • Fuel Surcharge Waiver,
  • Dining Delights,
  • Convert purchases to EMI.

Welcome Benefits

Get an Rs.1100 worth welcome package. You will receive

  • a Flipkart voucher worth Rs.500 on the first transaction,
  • 15% cashback up to Rs. 500 on the first transaction on Myntra,
  • 50% discount up to Rs. 100 on your first transaction for new Swiggy customers using code “AXISFKNEW“.

Cashback in every transaction

With this card, you get 5% cashback on Flipkart & Myntra and 4% on Preferred Merchants.

Airport Lounge Access

Enjoy 4 complimentary domestic lounge visits every year.

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000 (maximum waiver of Rs. 500 in a month)

Dining Delights

Enjoy the best restaurants in India with Dining Delights, which offers up to 20% off at all partners.

Convert purchases to EMI

Contact the bank to convert your purchases over Rs.2,500 into EMIs!

Eligibility Criteria

To apply for this card, consider the following criteria:

  • Age: you must be between the ages of 18 and 70 years,
  • Income: if you are a salaried individual, you must prove an income of Rs 15,000. If you are Self Employed, you must prove an income of Rs. 30,000.
  • Documents required: the documents required are
  1. Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
  1. Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  1. Proof of Income: The latest one or 2 salary slips (not more than 3 months old), Latest Form 16, and the last 3 months’ bank statement.

Fees and Taxes

The Fees and Taxes of this card are:

Joining feeRs. 500
Annual Fee2nd year Onwards: Rs. 500Annual fee waived off on annual spends greater than Rs. 2,00,000.
Cash payment feeRs.100
Finance charges (Retail purchases and cash)3.6% per month (52.86% per annum)
Cash withdrawal fees2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment FeesNil if Total Payment Due is less than Rs. 500Rs. 500 if the total payment due is between Rs. 501 – Rs. 5,000Rs. 750 if the total payment due is between Rs. 5,001 – Rs. 10,000Rs. 1200 if the total payment due is greater than Rs.10,000

To apply for this card, click here!