The Snapdeal Credit Card, provided by the Bank of Baroda in partnership with Snapdeal, a shop site, is a remarkable option for clients who seek shopping privileges. This credit card offers cashback and many other benefits. To know more about it, keep reading!
Features and Benefits
The Bank of Baroda Snapdeal Credit Card offers these benefits:
| Welcome Benefits | Get a voucher worth Rs.500 on your first transaction within the first 30 days of card issuance. |
| Fuel Surcharge Waiver | Enjoy a 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000. |
| Zero Liability Protection | The cardholder will not be liable for any unauthorized/fraudulent purchases made on a lost/stolen card if reported to the bank in a timely manner. |
| Reward Points | Earn reward points that will be automatically credited to your credit card account at a rate of 1 Reward Point = Re. 0.25. |
| Shopping Benefits | 5% Unlimited Cashback on Snapdeal, Shopping vouchers worth up to ₹500, Auto-credit of Reward Points as Cashback, 10 Reward Points on Everyday Spends (departmental stores, online spends, and grocery purchases.) and 4 reward points on other retail spend of Rs. 100. |
Fees and Taxes
The charges for this card are:
| Joining Fee | Rs. 249 + taxes |
| Renewal Fee | Rs. 249 + applicable taxes |
| Foreign Currency Markup | 3.50% of the total transaction amount |
| Interest Rates | 3.25% per month |
Eligibility Criteria
To apply for this card, consider these criteria:
- Age: Applicant should be between the age of 21 years and 65 years.
- An add-on cardholder has to be over 18 years of age.
- Income: You need to have an income of Rs.3,6 lakh or more per annum, if you are salaried. If you are self -employed, you need to prove 4.8 lakhs per annum.
- Citizenship: You have to be a resident of India.
The demanded documents can be:
- Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI,
- Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
- Proof of Income: The latest one salary slip,
- For self employed businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof,
- For self employed professionals: Latest IT Returns, Business Continuity proof.
Click here to apply!