Axis Bank Vistara Infinite Credit Card Review

The Axis Bank Vistara Infinite Credit Card is an exciting option for those who are looking for a premium travel credit card.

This product, which is a result of a partnership between Axis Bank and Vistara, is also recommended for those who have diverse travel preferences.

Want to know more about the Axis Bank Vistara Infinite Credit Card? Keep reading!

Features and Benefits

The benefits provided by this card include:

A business class flight ticket and a Club Vistara Gold Membership

By applying for this card, you’ll receive a complimentary Business Class ticket voucher as a welcome gift. 

Complimentary Club Vistara Membership

Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership. On free payment, they include priority check-in, priority boarding, additional baggage allowance, and priority baggage handling.

Accrue Club Vistara Points

Earn 6 CV Points for every Rs.200 spent on the Axis Bank Vistara Infinite Credit Card and redeem for upgrades and award flights faster!

Rewards on achieving milestone spends

Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving milestone spends.

Lifestyle Privileges

  • Get Complimentary Lounge Access at select airports in India,
  • Get 6 complimentary rounds of golf at some of India’s most picturesque destinations,
  • Explore curated experiences from across the world with Extraordinary weekends,
  • Avail up to 20% discount at partner restaurants across the country with Axis Bank Dining Delights. Visit Dining Delights to know more.

Insurance Benefits,

  • Air Accident Cover up to Rs. 2.5 Crore,
  • Purchase Protection Cover up to Rs.1.

Convert purchases to EMI

On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.

24×7 Dedicated Concierge Desk

Assistance is available on Flight bookings, table reservations, exclusive events/shows, gift deliveries, and much more!

Eligibility Criteria

To apply for this card, you need to consider the following criteria:

Age PolicyThe minimum age requirement is 18 years,The maximum age requirement is 70 years,
AdressYou must qualify as an Indian resident
IncomeThe annual income should be Rs.6 lakh

The documents required for applying for the Axis Bank Vistara Infinite Credit Card are

  • A copy of Form 60 or PAN card,
  • A copy of your income proof. This could be your Form 16 or latest pay slips or IT Returns,
  • A copy of your residence proof. This could be your driving license/electricity bill/passport/ration card/telephone bill.

If you have all the documents and wish to continue the procedure, follow these steps:

  1. Go to the official website of Axis Bank. From the menu, select Explore Products > Cards > Credit Cards > Explore All,
  1. Choose the Axis Bank Vistara Infinite Credit Card and click ‘Apply Now’,
  1. On the right pane, you will see a message box, which needs to be filled,
  1. Enter your first name, last name, state, city, mobile number, existing/new customer, and captcha code,
  1. Click the checkbox that says “I authorize Axis Bank and ……”
  1. Click on the button ‘Submit’,
  1. Once this is completed, you will soon receive a call from the representative. The card can be then availed.

If you prefer other methods, check the following options:

  • Give a missed call to the number: 7043670436,
  • SMS “VISTARA” and send it to 5676782,
  • Write an email and send it to [email protected]

Fees and taxes

Type of FeeCharges
Joining feeRs.10,000
Add-on card joining chargesNil
Add-on card annual chargesNil
Finance charges2.95% every month (41.75% per year)
Cash payment feeRs.100
Cash withdrawal fee2.5% of the actual cash amount, which is subject to a minimum of Rs.250
Fee for requesting a duplicate statementWaived
Card replacement fee (stolen/lost/reissue)Waived
Late payment chargesNil if the bill amount is up to Rs.100A penalty of Rs.100 if it is from Rs.101 to Rs.300A penalty of Rs.300 if it is from Rs.301 to Rs.1,000A penalty of Rs.500 if it is from Rs.1,001 to Rs.5,000A penalty of Rs.600 if it is from Rs.5,001 to Rs.20,000A penalty of Rs.700 if the bill exceeds Rs.20,000
Overlimit penalty3% of the total over limit amount, which is subject to a minimum of Rs.500
Fee for outstation chequeWaived
Charge Slip retrieval feeWaived
Cheque return feeRs.300
Surcharge on purchase or cancellation of the railway ticketsAs mentioned in the official IRCTC website
Foreign transaction fee3.5% of the transacting amount

You must be aware that these are only the main fees: you may find other ones while reading the service contract.