Axis Bank Reserve Credit Card Review

The Reserve credit card provided by the Axis Bank is a super-premium metal card. This way, it offers many exclusive benefits, such as ITC Culinaire membership, Accorplus membership and much more. To know everything about this card, keep reading!

Features and Benefits

This card offers the following benefits:

  • Airport services,
  • Lounge Access,
  • ITC Culinaire Membership Benefits,
  • Accorplus membership,
  • Club Mariott Asia Pacific Membership,
  • Oberoi Hotels and Resorts,
  • Postcard Hotel Offer,
  • Golf Offer,
  • EazyDiner Prime Membership,
  • BookMyShow Offer,
  • Dining delights,
  • Extraordinary Weekends,
  • Rewards Program,
  • Financial Benefits.

Airport services

Get 8 complimentary VIP Assistance Services for a smooth and hassle-free experience. The services include assistance across airport processes, such as check-in, security check, immigration processes and porter services.

Avail 4 complimentary chauffeured luxury airport pick-ups/drops every year.

Lounge Access

Enjoy unlimited complimentary international lounge visits for both primary and add-on cardholders along with the Priority Pass membership. You can get 12 complimentary visits in a year for accompanying guests.

This card also offers unlimited  complimentary domestic lounge visits for both the primary and add-on cardholders. 

ITC Culinaire Membership Benefits

This benefit offers:

  • Complimentary third night stay,
  • 50% savings on published room tariff for suites on weekends,
  • 25% Green Points on Food & Beverage spends,
  • Bouquet of 10 certificates and more.

Accorplus membership


  • 1 night complimentary stay across Asia Pacific region,
  • Complimentary room upgrade,
  • Up to 50% off on dining,
  • Complimentary lunch buffet for 2 across Accor hotels in India.

Club Mariott Asia Pacific Membership

With this membership, you can avail:

  • 20% off on food and beverage,
  • 20% off on best available rates at participating Marriott hotels in India and on Weekend rates in Asia Pacific.

Oberoi Hotels and Resorts

Get 15% savings on Room Only Rate and Room with Breakfast Rate or 3rd Night complimentary, 50% savings on Best Available Rates on suites.

Postcard Hotel Offer


  • 15% off on best available room rate,
  • Anytime check in and check out,
  • A complimentary lifestyle consultation (applicable at our hotels in Goa).

Golf Offer

Avail 50 Complimentary golf rounds every year across best golf courses in India.

EazyDiner Prime Membership

Make savings of up to 25% across premium restaurants with this membership.

BookMyShow Offer

The offer works like this:

  • Buy 1 movie ticket and get up to Rs.500 off on the second ticket for a maximum of 5 times a month,
  • Buy 1 non-movie ticket and get up to Rs.1000 off on the second ticket for a maximum of 5 times a month.

Dining delights

A dining proposition on Axis Bank cards which provides up to 20% discount at over 4,000 restaurants across India.

Extraordinary Weekends

Access curated experiences such as sailing, golf, chef for a day, unique tours, and much more!

Rewards Program,

The Rewards Program offers:

  • 50000 reward points on card activation and renewal,
  • 15 edge reward points for every Rs.200 spent,
  • 2X rewards on international spends.

Financial Benefits

The financial benefits are:

  • Annual fee of Rs.50,000+ taxes waived off on spending Rs.25L in the preceding year,
  • Reduced markup of 1.5% on international transactions,
  • No cash withdrawal charges,
  • Fuel surcharge waiver of 1% for transactions between Rs.400 to Rs.4000 (Capped at Rs.400 per month),
  • Reduced APR of 2.5% on extended credit.

Fees and Taxes

The charges for this card are the following:

Joining FeeRs. 50,000
Annual FeeRs. 50,000
Extended Credit Charges2.5% per month | 34.49% p.a.
Late Payment FeeFor Outstanding Amount-Less than Rs. 500: NilFrom Rs. 501 to Rs. 5,000: Rs. 500From Rs. 5,001 to Rs. 10,000: Rs. 750Greater than Rs. 10,000: Rs. 1,200

Eligibility Criteria

To apply for this card, consider these criteria:

  • Age: Min 18 years & Max 70 Years old,
  • Documents required: the documents required are
  1. Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID,

Overseas Citizen of India Card, Person of Indian Origin Card, Job card

issued by NREGA, Letters issued by the UIDAI,

  1. Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account,
  1. Proof of Income: The latest one or 2 salary slips (not more than 3 months old), Latest Form 16, and the last 3 months’ bank statement.

Click here to apply!