If you are already a Bharti Airtel Limited customer, the Airtel Axis Bank Credit Card may be the right choice!
If you want to be sure about it, this post will help you! Here, you will learn more about the Airtel Axis Bank Credit Card:
Features and Benefits
The principal advantages offered by the Airtel Axis Bank Credit Card include:
Cashback Benefits
This system works under the following proportions:
- 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payments via the Airtel Thanks app,
- 10% cashback on Swiggy, Zomato, and Bigbasket,
- 10% cashback on utility bill payments (gas, electricity, etc.) via the Airtel Thanks App,
- 1% cashback on all other spends.
You can also review the chart below:
| Spends on | Cashback | Max Cap | Max Spends |
| Airtel Mobile, Broadband, DTH | 25% | ₹300 | ₹1200 |
| Utility Bills | 10% | ₹300 | ₹3000 |
| Swiggy, Zomato, and BigBasket | 10% | ₹500 | ₹5000 |
| Others | 1% | None |
Important: the cashback will directly be credited in your credit card statement.
Dining Delights
Access the most delectable cuisines in India and enjoy up to 20% off at the best partner restaurants!
Vouchers
You can get an Amazon eVoucher after applying for the Airtel Axis Bank credit card, which is worth Rs.500. Please note that this voucher is valid for the first transaction made within the 30 initial days of card issuance.
Complimentary airport lounge access
With your Airtel Axis Bank credit card, you can enjoy 4 complimentary lounge visits per year at selected domestic airports. Check the list:
| City | Lounge | Terminal |
| Bangalore | TFS | Domestic |
| Bangalore | TFS | International |
| Chennai | TFS Travel Club | Domestic |
| Chennai | TFS Travel Club | Domestic |
| Delhi | Plaza Premium | Domestic T2 |
| Delhi | Plaza Premium | Domestic T3 |
| Delhi | Plaza Premium | International T3 |
| Hyderabad | Plaza Premium | Domestic |
| Hyderabad | Plaza Premium | International |
| Kolkata | TFS Travel Club | Domestic |
| Kolkata | TFS Travel Club | International |
| Mumbai | TFS | Domestic T2 |
| Mumbai | TFS | Domestic T1C |
| Pune | Bird Group | Domestic |
Convert purchases to EMI
You can contact the bank and easily convert your transactions of Rs. 2500 or more into EMI.
Fuel Surcharge waiver
This benefit reduces the amount of the transaction fee that you pay when using a credit card. With the Airtel Axis Bank credit card, you get the following reduction:
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India.
The deduction is valid on transactions between Rs. 400 to Rs. 4.000.
Eligibility Criteria
If you want to get an Airtel Axis Bank Credit Card, you only need to download the Airtel Thanks app and follow the steps indicated by it.
It’s also essential to know that to apply, you’ll need the following documents:
- PAN card photocopy,
- Colour photograph,
- Latest payslip/Bank statement /Form 16/IT return copy as proof of income.
Identity proof (any of the following):
- Passport,
- Driving license,
- Voter ID Card,
- Aadhaar card,
- PAN card.
Residence proof (any of the following):
- Passport,
- Driving License,
- Voter ID Card,
- Aadhaar card.
The eligibility criteria for accessing this card are only two:
- You must be between the age of 18 and 70 years,
- You must be a resident of India.
Taxes and fees
| Description | Charges |
| Annual Fee – Primary Card | Annual Fee: 500 2nd year onwardAnnual fee waived off on annual spends greater than Rs. 2,00,000/- |
| Card replacement fee – Add-on Card | Rs.100/- |
| Cash Payment fee | Rs.100/- |
| Cash Withdrawal Fee | Min. Rs. 500 up to 2.5% of the cash withdrawal amount |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,504 |
| Foreign currency transaction fee | 3.50% of the transaction value |
| GST | As per existing Government norms |
| Joining Fee – Primary Card | Rs.500/- |
| Late payment fees | Nil if Total Payment Due is up to Rs. 300Rs. 100 if the total payment due is between Rs. 301 – Rs. 500Rs. 500 if the total payment due is between Rs. 501 – Rs. 1,000Rs. 500 if the total payment due is between Rs. 1,001 – Rs. 10,000Rs. 750 if the total payment due is between Rs. 10,001 – Rs. 25,000Rs. 1000 if the total payment due is between Rs. 25,001 and 50,000Rs. 1000 if the total payment due is greater than Rs.50,000 |
| Over limit Fees | Min. Rs. 500 up to 2.5% of the over-limit amount |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
You must be aware that these are only the main fees: you may find other ones while reading the service contract.